Friday, November 6, 2026

THE BANK ACCOUNT OF HEAVEN

GOSPEL THOUGHTS

*Ordinary Season  : 31st Week:  Saturday*

*Gospel :  Luke 16:9-15*

*First Reading : Philippians 4:10-19*

*Responsorial Psalm : 112: 1-9*

*THE BANK ACCOUNT OF HEAVEN*

*1) What Is the “Bank Account of Heaven”?*

We all understand the importance of maintaining a bank account. We deposit money today to secure our future. We save for education, marriage, medical emergencies, retirement and family needs. 

But Jesus invites us to think about another kind of account: the heavenly bank account.
In an earthly bank:
- Money is deposited.
- Interest is earned.
- Wealth is accumulated.
- The account belongs to us.
In the heavenly bank:
- Love is deposited.
- Compassion is the interest.
- Good deeds become treasures.
- God remembers our faithfulness.
Jesus teaches in Matthew 6:20: “Store up for yourselves treasures in heaven.”

The heavenly bank account is not a literal account in which we earn salvation through good works. Salvation is God's gift of grace. Rather, our generosity, faithfulness and love are the fruits of that grace.
We cannot purchase heaven with money, but we can use money to express the love of God in our hearts.

*2) The Connection Between Earthly Wealth and Heavenly Wealth*

The connection is stewardship. God entrusts us with earthly resources, and He expects us to use them responsibly.

*Earthly Bank Account -   Heavenly Bank Account*
Earthly Bank - Money deposited - Heavenly Bank : Love shared
Earthly Bank - Interest earned - Heavenly Bank : Blessings given
Earthly Bank - Wealth accumulated - Heavenly Bank : Good deeds multiplied
Earthly Bank - Financial security - Heavenly Bank : Spiritual richness
Earthly Bank - Account statement - Heavenly Bank : Examination of conscience
Earthly Bank - Temporary savings - Heavenly Bank : Eternal treasure

The important question is not merely, “How much have I accumulated?”
It is: “How much good have I accomplished with what God has entrusted to me?”

*3) The Present-Day Context: What Does This Gospel Say to Us Today?*

We live in a world where people are often judged by their bank balance, property, salary, possessions and social status.
A person's worth is sometimes measured by:
- The size of their house.
- The brand of their car.
- The amount of money they earn.
- Their position in society.
- The number of properties they own.

But Jesus changes the measuring scale.
He asks us to measure our lives by generosity, justice, honesty and compassion.
The world asks, “How much do you have?”
Jesus asks, “How much have you shared?”

*A) . The bank account of the wealthy* 
A businessman may have crores of rupees in his bank account.
But if he pays workers unfairly, exploits the poor, cheats customers and neglects his family, his earthly account may be full while his spiritual life remains impoverished.

On the other hand, if he pays just wages, supports poor students, helps the sick and treats employees with dignity, his wealth becomes a blessing. The Gospel does not condemn wealth; it challenges the way wealth is acquired and used.

*B). The bank account of parents*
Parents may spend their entire lives accumulating wealth for their children.
They build houses, purchase property and save money for education and marriage.
These are legitimate responsibilities.

But what about the heavenly account?
- Did they give their children time?
- Did they teach them faith and values?
- Did they show affection?
- Did they care for their elderly parents?
- Did they teach their children generosity?
Children may inherit their parents' property, but they also inherit their parents' values.
The greatest inheritance parents can leave behind is not merely wealth, but a heart rich in love, faith and compassion.

*C). The bank account of religious people*
A person may donate generously to the Church, contribute to religious celebrations and sponsor beautiful decorations.
These are valuable contributions.

But Jesus also asks:
- Do we forgive those who hurt us?
- Do we care for people who are lonely?
- Do we respect those who cannot repay us?
- Do we help people without expecting recognition?
- Do we practise justice in our personal dealings?
A contribution to the Church should be accompanied by a conversion of the heart.
The heavenly bank receives not only our donations but also the love, sacrifice and justice behind them.

*4) Five Deposits We Can Make into the Bank Account of Heaven*

*1. Deposit through charity* : Every time we feed the hungry, help a poor family or support a student, we transform earthly resources into heavenly treasure.

*2. Deposit through care* : Visiting the sick, caring for elderly parents and supporting lonely people are deposits of love that money alone cannot buy.

*3. Deposit through forgiveness* : Forgiving someone who has hurt us may cost us our pride, but it enriches our soul.

*4. Deposit through honesty* : Paying just wages, keeping promises and refusing to cheat are acts of faithfulness that God sees.

*5. Deposit through service* : Giving our time, talents and energy to the Church and community is another way of building eternal treasure.

*5) The Danger of Having a Full Bank Account but an Empty Heart*

Jesus says: “You cannot serve God and wealth.” (Luke 16:13)
The tragedy of life is that we can become financially rich while spiritually poor.

We may have:
- A full wallet but an empty heart.
- A luxurious house but a broken family.
- A large bank balance but no peace.
- Many possessions but no friends.
- A successful career but no time for God.
Money is a good servant but a dangerous master.
The real poverty is not the lack of money; it is the lack of love, compassion and generosity.
The real richness is not the accumulation of possessions; it is the transformation of our hearts.

*6) The Final Bank Statement*

Imagine that at the end of our lives, God presents us with a bank statement.

It does not show:
- The number of houses we owned.
- The amount of money we accumulated.
- The cars we purchased.
- The awards we received.
- The position we held.
Instead, it shows:
- The tears we wiped away.
- The hungry people we fed.
- The lonely people we visited.
- The forgiveness we offered.
- The sacrifices we made.
- The lives we touched.
- The love we shared.
This is the bank statement that truly matters.
The question for today is: What will my heavenly bank statement reveal?

*7) Questions for Personal Reflection*
1. Am I more concerned about my earthly bank account than my heavenly bank account?
2. What percentage of my time, talents and resources do I share with others?
3. Have I accumulated possessions but neglected relationships?
4. Am I faithful in the little things entrusted to me?
5. If I were to meet God today, what spiritual treasures could I present to Him?

We cannot carry our earthly bank balance into eternity, but the love expressed through our wealth has lasting value.
Let us not spend our entire lives filling our earthly bank accounts while leaving our heavenly accounts empty.

“When we die, our earthly bank account will be closed, our property will be transferred, and our possessions will remain behind. But every act of love, generosity and compassion will speak for us before God. Therefore, let us invest in what we cannot lose and deposit into the bank account of Heaven what we cannot take with us.”

*Think about it*

*God bless you and your family. Praying for you and your dear ones*

*Fr Maxim DSouza*
*Jeppu Seminary*
*Mangalore*

Thursday, November 5, 2026

THE SURNAME “UNJUST”: A LABEL THAT FOLLOWS A PERSON THROUGH LIFE

GOSPEL THOUGHTS

*Ordinary Season  : 31st Week:  Friday*

*Gospel :  Luke 16:1-8*

*First Reading : Philippians 3:17 - 4:1*

*Responsorial Psalm : 122: 1-5*

*THE SURNAME “UNJUST”: A LABEL THAT FOLLOWS A PERSON THROUGH LIFE*

*1) The Unjust Steward: A Name That Becomes a Reputation*

In Luke 16:1–8, Jesus speaks about a rich man’s steward who was accused of wasting his master’s property. The master called him to account and eventually dismissed him.

The steward is traditionally known as the “Unjust Steward.” Think about the word unjust. It is not merely an adjective describing one particular action. It has become almost like his surname.

Imagine introducing someone:
- John, the honest man.
- Peter, the generous man.
- Thomas, the faithful man.
- But this man is remembered as the Unjust Steward.
His name is no longer associated with his position, achievements, or abilities, but with his dishonesty.
One wrong action can sometimes overshadow a lifetime of good actions.
This raises an important question: What kind of surname are we giving ourselves through our daily behaviour?

*2) The Repercussions of an Unjust Life*

*A) A single mistake can damage a lifelong reputation* : A person may spend years building trust but destroy it through one dishonest act. A businessman may be remembered for cheating a customer rather than for years of service. A priest may lose people's trust through one scandal. A public servant may be remembered for corruption rather than for his achievements.Our actions become our identity in the minds of others.
*Reflection:* Am I building a reputation that I would be proud to carry throughout my life?

*B) The loss of trust is greater than the loss of money* : Money can be recovered, property can be rebuilt, and positions can be regained. But once trust is broken, rebuilding it takes time. The steward lost his master's confidence. The deeper tragedy was not simply losing his job but losing the trust associated with his position.
*Reflection:* Do people trust my words, promises, decisions, and commitments?

*C) Our actions become stories told about us* : People may forget what we said, but they often remember how we treated them. A person who humiliates others may be remembered as arrogant. A person who helps the poor may be remembered as compassionate. A person who betrays a friend may carry that reputation for years.Our actions become the stories that others tell about us.
*Reflection:* What story will people tell about me when I am no longer present?

*D) A bad reputation can affect the entire family* : Sometimes the wrongdoing of one person affects the dignity of an entire family. Children may suffer because of their parents' dishonesty. A family name may be associated with corruption or scandal. A person's actions may bring shame upon an institution or community.This reminds us that we are not isolated individuals. Our behaviour affects others.
*Reflection:* Am I protecting the dignity of my family and the community to which I belong?

*3) Applicable to Our Daily Life*

The labels we earn through our actions : Our behaviour  - The name we may earn
Dishonesty  - The Liar
Corruption - The Corrupt Person
Gossip - The Gossip
Pride and arrogance - The Proud Person
Cruelty - The Cruel Person
Generosity - The Generous Person
Compassion - The Good Samaritan
Faithfulness - The Faithful Person
Forgiveness - The Merciful Person

Every day, we are writing our own surname through our choices. A person may have a beautiful baptismal name, an impressive academic title, or an important professional position. But the name that matters most is the one earned through character. Our certificates tell people what we have achieved; our character tells people who we are.

*4) The Danger of Becoming Known for One Sin*

There is a difference between committing a sin and allowing that sin to become our identity.
- A person who lies once is not necessarily a liar forever.
- A person who commits an injustice can still become just.
- A person who falls into sin can rise through repentance.
- A person who loses trust can rebuild it through honesty and perseverance.
The Gospel does not teach us that a person is permanently condemned by one failure.

The steward's story challenges us to examine our lives and act wisely.
We must not allow our weaknesses to become our permanent identity.
God does not merely see what we have been; He also sees what we can become.

*5) The Good News: God Can Change Our Surname*

The Gospel gives us an opportunity to reflect on the possibility of transformation.
Consider:
- Saul became Paul.
- Simon became Peter.
- The tax collector Matthew became an apostle.
- The sinful woman received forgiveness.
- Zacchaeus, the dishonest tax collector, became a man of generosity and restitution.
God can change the story of a person who sincerely repents.
Perhaps the world calls someone a sinner, but God calls that person to become a saint.
Our past may explain our present, but it does not have to determine our future.
The important question is not simply, “What have I done?” but also, “What am I becoming?”

*6) Questions for Personal Examination*

What name would people give me because of my behaviour?
Am I known for honesty or dishonesty?
Have I damaged someone's reputation through gossip?
Have I misused another person's trust?
Do my actions bring honour or shame to my family?
If Jesus were to examine my stewardship today, what would He say?
What negative label do I need to change through repentance?

“Your parents gave you your first name, but your character gives you your surname.”
“A name is given at birth, but a reputation is earned through life.”

*Think about it*

*God bless you and your family. Praying for you and your dear ones*

*Fr Maxim DSouza*
*Jeppu Seminary*
*Mangalore*

REPENTANCE BRINGS JOY IN HEAVEN

GOSPEL THOUGHTS

*Ordinary Season  : 31st Week:  Thursday*

*Gospel :  Luke 15:1-10*

*First Reading : Philippians 3:3-8*

*Responsorial Psalm : 105:2-7*

*REPENTANCE BRINGS JOY IN HEAVEN*

*1) Why Does Repentance Bring Joy in Heaven?*

*A) Because a lost person is found*

Imagine the joy of parents when a child who has been missing is finally found.

The joy is not because the child was lost, but because the child has returned safely.

Similarly, heaven rejoices because a person who was separated from God through sin has returned to His loving embrace.

*B) Because a broken relationship is restored*

Sin creates distance between us and God. Repentance rebuilds that relationship.

It is like a child who has hurt a loving father, recognises the mistake, expresses sorrow and returns home.

The father's joy is the joy of reconciliation.

*C) Because a new life begins*

Repentance is not merely feeling sorry for the past. It is the beginning of a transformed future.

When someone turns away from dishonesty and chooses truth, from hatred and chooses forgiveness, from selfishness and chooses generosity, a new life begins.

*D) Because God's saving purpose is fulfilled*

God does not desire the destruction of sinners. He desires their salvation.

The joy of heaven is the joy of God's love succeeding in bringing a lost person home.

*2) Repentance Is More Than Feeling Sorry*

We must understand the difference between regret and genuine repentance.
- Regret says: I am sorry that I made a mistake.
- Repentance says: I recognise my mistake and want to change.
- Regret focuses mainly on the consequences of sin.
- Repentance recognises that sin has damaged my relationship with God and others.
- Regret may end with tears.
- Repentance produces a change in attitude, behaviour and direction.

For example:
- Instead of merely regretting anger, I learn patience.
- Instead of regretting dishonesty, I practise truthfulness.
- Instead of regretting selfishness, I become generous.
- Instead of regretting hatred, I begin to forgive.
- Instead of regretting neglect of prayer, I renew my relationship with God.
Am I merely sorry for my sins, or am I genuinely willing to change my life?
 
*3) The Ninety-Nine: Beware of Self-Righteousness*

There is another important lesson in this Gospel.

The Pharisees considered themselves righteous and looked down upon sinners.

Jesus challenges this attitude.

Sometimes we are more concerned about the sins of others than about our own weaknesses.

We easily identify the faults of others but fail to recognise our own need for conversion.

We may think:
- I am better than that person.
- I have never committed such a serious sin.
- That person does not deserve another chance.
- Why should I forgive someone who has repeatedly failed?
But the Gospel reminds us that we are all in need of God's mercy.

Reflection:
- Do I rejoice when someone changes for the better, or do I continue judging that person by their past?
- Am I happy when someone who has failed is given another opportunity?
- Do I consider myself superior to people who have made mistakes?
A truly converted person becomes humble, compassionate and merciful.

*4) Repentance Is a Daily Journey, Not a One-Time Event
We sometimes think repentance is necessary only when we commit serious sins.

But Christian life is a continuous journey of conversion.

Every day offers opportunities to examine ourselves and return to God.

We may need to repent of:

- Our pride and desire for recognition.
- Our lack of compassion towards the poor and suffering.
- Our unwillingness to forgive.
- Our careless words that hurt others.
- Our indifference towards injustice.
- Our neglect of prayer and spiritual responsibilities.
- Our failure to use our talents for the good of others.
Repentance means allowing God to change not only our actions but also our hearts.

The Sacrament of Reconciliation is a special gift through which we receive God's forgiveness and grace to begin again.

*Reflection*: What is the one area of my life in which God is inviting me to change today?

*5) Points to Ponder*

*Examine our conscience daily*: Identify where we have failed in our relationship with God and others.

*Ask forgiveness without delay:* Do not allow pride to prevent reconciliation.

*Practise the Sacrament of Reconciliation:* Make confession a meaningful part of our spiritual journey.

*Celebrate another person's improvement*: Do not keep reminding people of their past mistakes.

*Give second chances:* Help people experience the possibility of a new beginning.

*Avoid gossip and condemnation*: Speak about others with dignity and compassion.

*Become instruments of God's mercy:* Reach out to those who feel rejected, abandoned or forgotten.

*Make conversion visible:* Let our repentance produce concrete changes in our behaviour.

*6) Questions for Personal Reflection*

Do I truly believe that God loves me even when I fail?

Do I sometimes feel that my sins are too great for God to forgive?

Am I willing to acknowledge my mistakes without making excuses?

Is there someone whom I need to forgive or approach for reconciliation?

Do I rejoice when someone who has gone astray returns to God?

Do I judge people by their past rather than recognise their efforts to change?

Am I more concerned about correcting others or converting myself?

What can I change today so that my life becomes a source of joy in heaven?

The greatest miracle is not that a person has never fallen, but that a person who has fallen is willing to rise again through God's grace.

My return to God is a reason for heaven to rejoice.

*Think about it*

*God bless you and your family. Praying for you and your dear ones*

*Fr Maxim DSouza*
*Jeppu Seminary*
*Mangalore*

HOW TO BEAR ONE’S OWN CROSS?

GOSPEL THOUGHTS

*Ordinary Season  : 31st Week:  Wednesday*

*Gospel :  Luke 14:25-33*

*First Reading : Philippians 2:12-18*

*Responsorial Psalm : 27: 1-14*

*HOW TO BEAR ONE’S OWN CROSS?*

*1) What Does It Mean to Carry One’s Cross?*

To carry one’s cross means to accept the responsibilities, sacrifices, sufferings and challenges that come with living a life of love and faithfulness to God. The cross is not merely suffering. It is suffering accepted with love, faith and hope.
- A mother caring for a sick child carries her cross.
- A father working hard to support his family carries his cross.
- A person forgiving someone who has hurt him carries his cross.
- A priest faithfully serving his people despite difficulties carries his cross.
- A young person resisting temptation and choosing what is right carries his cross.
The important question is not simply, “How much do I suffer?” but rather, “How do I respond to my suffering?”

*2) The Cross Is Not Always Something We Choose*

Sometimes we choose sacrifices for the sake of love. At other times, difficulties come into our lives unexpectedly.

We do not choose:
- Certain illnesses.
- The death of a loved one.
- Betrayal by someone we trust.
- Financial difficulties.
- Family misunderstandings.
- Unexpected disappointments.
But we can choose how we respond.
We may not be able to change our situation immediately, but we can change our attitude towards it.
The cross may be unavoidable, but bitterness is not inevitable.
Carrying the cross does not mean accepting injustice passively or refusing help. We can seek healing, justice, support and protection while remaining faithful to Christ.

*3) Carrying the Cross Means Putting Jesus First*

Jesus says in Luke 14:26 that His disciples must love Him above father, mother, spouse, children and even their own life.
This does not mean that Jesus wants us to hate our family members. It means that our love for Him must be our highest priority.

Sometimes following Jesus requires difficult decisions:
- Telling the truth when a lie would be convenient.
- Remaining honest when dishonesty brings profit.
- Forgiving someone when revenge seems easier.
- Choosing faithfulness when temptation is attractive.
- Standing for justice even when we are criticized.
The cross is the price we sometimes pay for remaining faithful to our Christian values.
A true disciple does not ask only, “What is convenient for me?” but also, “What is pleasing to God?”

*4) How Can We Bear Our Own Cross?*

*A). Carry the Cross with Faith, Not Fear* : Jesus never promised that His followers would have no difficulties. He promised His presence. When we face suffering, we often ask: “Why is this happening to me?”

Faith helps us ask another question: “Lord, how can I remain faithful to You in this situation?”
Faith does not remove every difficulty, but it gives us strength to face difficulties.
The cross becomes lighter when we believe that we are not carrying it alone.

*B). Carry the Cross One Day at a Time* : Sometimes the cross seems too heavy because we try to carry tomorrow’s worries today. Jesus teaches us to trust God daily.We need not solve every problem at once. We can take one step, make one sacrifice and offer one prayer at a time.  Do not allow tomorrow’s worries to destroy today’s peace.

*C). Carry the Cross with Love* : The same sacrifice can become either a burden or an offering, depending on the love with which it is carried. A mother may sacrifice her sleep for her child. A caregiver may spend years looking after an elderly parent. A person may quietly serve someone who cannot repay him. Love gives meaning to sacrifice.
When love is absent, sacrifice becomes unbearable. When love is present, sacrifice becomes meaningful.

*D) Carry the Cross Without Complaining* : Complaining does not necessarily make the cross lighter. Sometimes it makes the burden heavier. We must learn to distinguish between expressing our pain honestly and allowing negativity to dominate our lives.
Jesus did not deny His suffering. He prayed through it and surrendered Himself to the Father.
Prayer does not always change our cross immediately, but it changes the way we carry it.

*E) Carry the Cross with the Help of Others* : Jesus carried His cross, and Simon of Cyrene helped Him. This is a powerful lesson: Sometimes God sends another person to help us carry our cross.
We must have the humility to receive help and the generosity to help others.
- A kind word can lighten someone's emotional burden.
- Financial assistance can ease a family's hardship.
- Visiting a sick person can reduce loneliness.
- Listening patiently can help someone overcome grief.
We are not called to carry every cross alone.

*5) The Cross We Reject May Become the Cross We Suffer More Heavily*

Sometimes we spend more energy escaping our responsibilities than fulfilling them.
A person who refuses to forgive may carry the burden of anger for years.
A parent who avoids responsibility may create greater suffering in the family.
A person who refuses to accept a mistake may suffer more from pride than from the original mistake.

The cross of forgiveness may be difficult, but the cross of hatred is often heavier.
The cross of honesty may cost us something, but the burden of dishonesty can become much greater.
The suffering caused by doing what is right is often more meaningful than the suffering caused by avoiding what is right.

*6) The Cross Is Not the End: Resurrection Is the Goal*

We must never forget that Christianity does not end with Good Friday.
Jesus carried the cross, died and rose again.
The cross reminds us that suffering is real, but the Resurrection reminds us that suffering does not have the final word.

he Christian does not carry the cross because suffering is good in itself. The Christian carries the cross because love, faithfulness and eternal life are worth more than temporary comfort.

*Three questions we can ask ourselves:*
1. What is the cross that I am carrying today?
2. Am I carrying it with faith, love and patience, or with anger and resentment?
3. Whose cross can I help carry today?

The cross carried with Christ becomes a journey of hope; the cross carried with love becomes an offering; and the cross carried faithfully leads us towards resurrection.

*Think about it*

*God bless you and your family. Praying for you and your dear ones*

*Fr Maxim DSouza*
*Jeppu Seminary*
*Mangalore*

THE THREE EXCUSES

GOSPEL THOUGHTS

*Ordinary Season  : 31st Week:  Tuesday*

*Gospel :  Luke 14: 15-24*

*First Reading : Philippians 2:5-11*

*Responsorial Psalm : 22: 26-32*

*THE THREE EXCUSES*

*1) The First Excuse: “I have bought a field.” - The temptation of possessions*

The first man is concerned about his property. He has purchased a field and wants to inspect it.
The field represents material possessions, property, wealth, and the desire to acquire more.

Reflection:
- We spend time earning money but sometimes forget to spend time with God.
- We build beautiful houses but sometimes neglect to build beautiful families.
- We protect our property but fail to protect our relationships.
- We worry about our investments but neglect our spiritual growth.
Sometimes, we are so busy acquiring things that we forget the One who gives us everything.

*A striking thought:* We may own many things in life, but we should never allow our possessions to own us.
The field is not sinful. The problem is when the field becomes more important than the feast.
Am I so busy building my earthly life that I am neglecting my eternal life?

*2) The Second Excuse: “I have bought five yoke of oxen.” - The temptation of work and worldly success*

The second man is busy testing his oxen. In biblical times, oxen were essential for agricultural work and productivity.
The oxen represent work, business, career, ambition, and the desire for success.

Reflection:
- We are busy working but sometimes forget why we are working.
- We have time for business meetings but no time for prayer.
- We have time to check our phones but no time to read the Bible.
- We have time to work overtime but no time to spend with our family.
- We have time to pursue success but no time to serve those in need.
Work is good. Success is good. Providing for the family is good. But when work becomes our master, we lose the freedom to respond to God.

*A striking thought:* We should work to live, but never live only to work.
The oxen may help the man cultivate his field, but they cannot cultivate his soul.
Has my work become an excuse for neglecting God, family, and spiritual responsibilities?

*3) The Third Excuse: “I have married a wife.” - The temptation of personal relationships and comforts*

The third man gives an excuse connected with marriage.
Marriage is a sacred vocation. It is not something evil. However, even a good relationship can become an obstacle when it prevents us from responding to God.

Reflection:
- Sometimes we neglect God because of family commitments.
- Sometimes we avoid church activities because we are too comfortable at home.
- Sometimes we allow our relationships to prevent us from helping others.
- Sometimes we put the wishes of people above the will of God.
Our family should not become an obstacle to God; it should become a pathway towards God.

A husband and wife should help each other grow in faith. Parents should teach their children to love God. Families should become little churches.
*A striking thought:* The greatest family is not the family that keeps God outside, but the family that invites God inside.
Do my relationships bring me closer to God, or do they become excuses for staying away from Him?

*4) The Common Significance of the Three Excuses*

*The Field* - Possessions. *The Oxen* - Work and success. *The Marriage* - Relationships
Possessions, occupation, and relationships are all good gifts. But none should take the place of God.

The three excuses reveal a deeper spiritual problem: the invited guests are not willing to rearrange their priorities.
They do not say that the banquet is bad. They simply say that something else is more important.
That is how we often reject God—not necessarily through open opposition, but through constant postponement.
- “I will pray when I have time.”
- “I will go to church when I am less busy.”
- “I will forgive when I am ready.”
- “I will help the poor when I have enough money.”
- “I will return to God when I grow older.”
The danger is that tomorrow becomes our favourite excuse for refusing God today.

*5) The Most Dangerous Excuse: “I have no time.”*

Perhaps the most common excuse in modern life is lack of time. We say:
- I have no time for prayer.
- I have no time for the Rosary.
- I have no time for Sunday Mass.
- I have no time to visit the sick.
- I have no time to forgive.
- I have no time for my parents.
But we often find time for entertainment, social media, shopping, and unnecessary conversations.
*A thought-provoking reflection:* When we say, “I have no time for God,” perhaps the real meaning is, “God is not my priority.”
God does not ask us to abandon our responsibilities. He asks us to place Him at the centre of our responsibilities.

*6) The Banquet Is Ready, but the Guests Are Missing*

One of the saddest details in the Gospel is that everything is ready, but the invited guests are absent.
The food is prepared. The table is set. The invitation is extended. Yet the people who were invited refuse to come.

This reminds us of the Eucharist. Every Sunday, the Lord prepares the table of His Word and His Body. He invites us to His banquet. Yet sometimes:
- The church is ready, but we are busy.
- The altar is ready, but we are absent.
- The Word of God is ready, but we are distracted.
- The Eucharist is offered, but we postpone our response.
God's invitation is a gift, not an obligation imposed without love. But a gift must be received.

*7) The Poor, the Lame, and the Blind: God's Invitation Is for Everyone*

When the invited guests refuse, the master commands his servant: “Go out quickly into the streets and lanes of the city, and bring in the poor and crippled and blind and lame.” (Luke 14:21)

The people who were considered unimportant by society are welcomed into the banquet.
This teaches us:
- God does not judge people by wealth or social status.
- The poor and neglected have a special place in God's heart.
- God's invitation is universal.
- The Church must reach out to those who are forgotten.
The banquet is not only about receiving God's blessings. It is also about welcoming others into God's love.
*A striking thought:* Those whom society excludes may be the very people whom God welcomes first.

*8) Three questions to examine our conscience*

1. What is my field? What material possession or worldly ambition keeps me away from God?
2. What are my oxen? What work, activity, or responsibility consumes all my time?
3. Who or what is my excuse? What relationship, comfort, or personal desire prevents me from responding to God's invitation?
The field will remain. The oxen will remain. Family responsibilities will remain. But God's invitation is precious, and our response cannot always be postponed.

God has never stopped inviting us. The question is not whether God has time for us, but whether we have made time for God.

*Think about it*

*God bless you and your family. Praying for you and your dear ones*

*Fr Maxim DSouza*
*Jeppu Seminary*
*Mangalore*

Sunday, November 1, 2026

LET US LOVE PEOPLE WHILE THEY ARE ALIVE, NOT ONLY REMEMBER THEM WHEN THEY ARE DEAD

GOSPEL THOUGHTS

*Ordinary Season  : 31st Week:  Monday*

*Gospel :  John 6:37-40*

*First Reading :  Wisdom 3:1-9*

*Responsorial Psalm : 23: 1-6*

*“LET US LOVE PEOPLE WHILE THEY ARE ALIVE, NOT ONLY REMEMBER THEM WHEN THEY ARE DEAD”*

*1) All Souls Day*

All Souls Day is not merely a day to remember those who have died. It is also a day to examine how we treat those who are still alive. We often express our love beautifully at funerals, but do we express the same love when people are living among us?

But today's celebration also challenges us with an important question: Are we loving people enough while they are alive, or are we waiting until they die to express our love? Let us reflect on some practical lessons.

*2) Instead of offering RIP, learn how a person can Rest in Peace while alive.*

We write RIP on photographs, funeral banners, social media posts and messages. We pray that the departed may Rest in Peace.

But have we ever thought about helping people experience a little peace while they are alive?
- Instead of giving someone a sleepless night through our arguments, give them peace.
- Instead of creating tension in the family, create an atmosphere of understanding.
- Instead of troubling someone with unnecessary criticism, offer words of encouragement.
- Instead of becoming the reason for someone's tears, become the reason for their smile.
*Reflection:* Do not wait until someone is dead to wish them peace. Let us become instruments of peace in their lives.
Perhaps the greatest RIP we can give someone is to help them live in peace before they die.

*3) Instead of offering flowers to the coffin, bring some medicine while the person lives.*

At funerals, we spend money on beautiful flowers, wreaths and decorations. We cover the coffin with flowers.
But what about the days when that person was lying in a hospital bed, waiting for someone to bring medicine?
- A flower placed on a coffin cannot bring comfort to the deceased.
- A medicine purchased during illness can relieve someone's suffering.
- A visit to the hospital can give courage to a sick person.
- A helping hand during illness can become an expression of God's love.
*Reflection:* A single strip of medicine given at the right time may be more valuable than a thousand rupees spent on flowers after death. Let us not allow people to suffer alone when we have the ability to help them.

*4) Crying at the deathbed is Natural, But to create some laughter while the person is alive is great Virtue.*

At the death of a loved one, we cry, remember old stories and express how much we miss that person.
But when that person was alive, did we make time to sit with them, talk to them and laugh with them?
- Visit your elderly parents and share a few jokes.
- Spend time with your grandparents and listen to their stories.
- Make your spouse smile after a difficult day.
- Give your children happy memories.
- Make time for friends instead of always saying, "I am busy."
*Reflection:* Do not postpone happiness. The laughter we share today may become our most precious memory tomorrow. A happy memory is a beautiful gift we can leave behind.

*5) Brass band for the funeral is ok, But speaking a few loving words while the person lives is more important.*

At funerals, we sometimes arrange grand brass bands, elaborate processions and beautiful ceremonies.
But while the person was alive, did we ever tell them:
- "Thank you for everything you have done for me."
- "I love you."
- "I am proud of you."
- "You are important in my life."
- "I am sorry for hurting you."
- "I appreciate your sacrifices."
Sometimes a person waits for years to hear just one word of appreciation.
*Reflection:* A few loving words spoken during life are more meaningful than a thousand words spoken over a coffin.Do not allow your love to remain unexpressed.

*6) Instead of making a grand celebration after death, spend quality time with the person while alive.*

When someone dies, relatives and friends come from distant places. People gather, spend time together and share memories.
But when that person was alive, how often did we visit?
- We say we have no time to visit our parents, but we find time to attend their funerals.
- We are too busy to visit an elderly relative, but we make time to attend the funeral.
- We postpone family gatherings, but after death everyone comes together.
*Reflection:* The best gift we can give someone is our presence.
Sometimes people do not need our money, gifts or expensive presents. They simply need us to sit beside them. Do not wait for a funeral to reunite a family.

*7) Instead of spending enormous amounts on funeral ceremonies, help the person with medical expenses while alive.*

Some families spend large amounts on funeral arrangements, food, decorations, graves, flowers and other ceremonies.
There is nothing wrong with honouring the dead with dignity. Funeral rites are important expressions of love, faith and respect.

However, we must also ask ourselves:
- Could we have used some of that money to purchase medicines?
- Could we have helped with hospital bills?
- Could we have provided better care during the person's illness?
- Could we have made their final days more comfortable?
*Reflection:* Let us spend more on relieving human suffering than on displaying our wealth after death. The greatest honour we can give a person is to care for them when they need us most.

*8) Instead of speaking good about a person Only during the eulogy, speak good while the person lives.*

At funerals, we hear beautiful words:

"He was a wonderful person."
"She was a loving mother."
"He was very generous."
"She sacrificed everything for her family."
But did we tell them these things when they were alive?

Sometimes we fail to appreciate people when they are with us. We recognise their goodness only when they are gone.
- Appreciate your mother's sacrifices today.
- Recognise your father's hard work today.
- Thank your teachers while they are alive.
- Appreciate your spouse's contributions.
- Encourage your children when they do something good.
*Reflection:* Appreciation delayed until death is appreciation that can no longer be personally received.
Let us not make people famous only in their obituary. Make them feel valuable during their lifetime.

*9) Lighting candles at the grave, and becoming a light in someone's life.*

On All Souls Day, we light candles at the graves of our departed loved ones. The candle symbolises Christ, the Light of the World, and our hope in the resurrection.

But while people are alive, are we becoming a light in their lives?
- Give hope to someone who is discouraged.
- Give courage to someone who is afraid.
- Give guidance to someone who is confused.
- Give companionship to someone who is lonely.
- Give forgiveness to someone who has made a mistake.
*Reflection:* It is beautiful to light a candle at someone's grave. But it is even more beautiful to remove the darkness from someone's life while they are alive.

*10) Instead of asking, "Who will come to my funeral?", ask, "Who needs me today?"*

Some people are very concerned about how many people will attend their funeral.
They want a grand funeral, a large gathering and a lot of people to speak about them.

But the more important question is:
How many people are experiencing God's love through me today?
- How many people have I helped?
- How many people have I forgiven?
- How many people have I encouraged?
- How many lonely people have I visited?
- How many people have experienced kindness through me?
*Reflection:* The greatness of our life is not measured by the number of people who attend our funeral, but by the number of lives we have touched while living.

*11) Instead of regretting what we did not do after death, do what we can today.*

After someone dies, we often hear these words:
"If only I had visited him!"
"If only I had spoken to her!"
"If only I had forgiven him!"
"If only I had spent more time with my parents!"
"If only I had helped when they needed me!"
These words express the pain of opportunities that have passed.

But life gives us opportunities today.
- If you have a quarrel with someone, reconcile.
- If you have hurt someone, apologise.
- If someone needs help, extend your hand.
- If someone is waiting for your call, make that call.
- If someone is longing for your presence, visit them.
*Reflection:* Do not allow today's opportunities to become tomorrow's regrets.
Yesterday is gone. Tomorrow is uncertain. Today is the opportunity God has given us.

*12) Instead of remembering only the death anniversary, celebrate the person's birthday while alive.*

We remember death anniversaries with prayers, Masses and visits to the cemetery. These are meaningful acts of remembrance.
But how many times do we make the effort to celebrate the birthday of an elderly parent, a lonely relative or a sick person?

A birthday celebration need not be expensive.
- A simple cake.
- A family gathering.
- A phone call.
- A loving greeting.
- A visit and a prayer.
These little gestures communicate a powerful message: "You are precious to us."
*Reflection:* Do not celebrate only the day someone left this world. Celebrate the gift of their presence while they are still with us.

*13) Carrying the coffin on our shoulders, and carrying one another's burdens during life.*

At a funeral, people come together to carry the coffin. They walk behind the deceased as a final gesture of respect.
But St Paul tells us: "Bear one another's burdens, and so fulfil the law of Christ." (Galatians 6:2)

Why should we wait until death to carry someone?
- Carry the burden of a struggling family.
- Support a person facing financial difficulties.
- Stand beside someone going through depression or loneliness.
- Help an elderly person who cannot manage alone.
- Support someone who is going through a family crisis.
*Reflection:* It is good to carry the coffin of a departed person. But it is more Christian to carry the burdens of a living person.

*14) Love people while they are alive!*

1. Don't decorate the coffin with flowers; decorate someone's life with love.
2. Don't wait for a funeral to speak good about someone; appreciate them today.
3. Don't wait for the deathbed to shed tears; share laughter during life.
4. Don't wait for the funeral to gather the family; spend time together today.
5. Don't wait for death to say, "You were precious to me"; tell someone today, "You are precious to me."

"The greatest tribute to the dead is not what we do at their grave, but what we learn from their life and practise in our own lives."

*Think about it*

*God bless you and your family. Praying for you and your dear ones*

*Fr Maxim DSouza*
*Jeppu Seminary*
*Mangalore*

Saturday, October 31, 2026

Eight Beatitudes. Eight steps. One destination: Holiness with God

GOSPEL THOUGHTS

*Ordinary Season  : 31st Week:  Sunday*

*Gospel :  Mt 5:1-12*

*First Reading : Revelation 7: 2-4; 9-14*

*Responsorial Psalm : 24: 1-6*

*Second Reading : 1 John 3:1-3*

*Eight Beatitudes. Eight steps. One destination: Holiness with God*

*1) The Eight Steps to Sainthood*

*Step 1: Blessed are the Poor in Spirit – The Ladder of Humility* : Poverty of spirit means recognising that everything we have comes from God. It means being humble enough to acknowledge our weaknesses and our need for God's grace. It means not becoming proud of our wealth, education, position, talents or achievements.

*Step 2: Blessed are Those Who Mourn – The Ladder of Compassion* : It means having a heart that feels the pain of others. It also means mourning over our sins and sincerely repenting. A saint cannot remain indifferent to the suffering of another person.

*Step 3: Blessed are the Meek – The Ladder of Gentleness* : Meekness does not mean weakness. It means having the strength to control our anger, reactions and words. Jesus was meek, yet He was courageous in defending truth.

*Step 4: Blessed are Those Who Hunger and Thirst for Righteousness – The Ladder of Justice* : Righteousness means living according to God's will. It means standing for truth, justice and what is right. A saint does not compromise with evil merely to gain personal benefits.

*Step 5: Blessed are the Merciful – The Ladder of Forgiveness* : Mercy means looking at others with the eyes of compassion. It means forgiving those who hurt us. It means giving others another opportunity, just as God gives us opportunities.

*Step 6: Blessed are the Pure in Heart – The Ladder of Purity* : Purity of heart means having sincerity in our thoughts, intentions and actions. It means avoiding hypocrisy, jealousy, hatred and selfish motives. It means having one heart, not wearing different masks before different people.

*Step 7: Blessed are the Peacemakers – The Ladder of Reconciliation* : Jesus does not say blessed are those who simply enjoy peace, but those who make peace. There is a difference between maintaining silence and creating reconciliation. A peacemaker takes the initiative to heal broken relationships.

*Step 8: Blessed are Those Persecuted for Righteousness – The Ladder of Faithfulness* : Following Jesus is not always easy. Sometimes standing for truth invites criticism, rejection and suffering.Saints remained faithful to God even when the world opposed them.

*2) Deeper Reflections on Sainthood*

*Saints are not born; saints are made.* : Nobody becomes a saint overnight. Saints are people who repeatedly chose goodness over evil, forgiveness over revenge, humility over pride and love over hatred.

*Saints are not perfect people; they are people who never stop trying to become holy.* : Many saints had weaknesses, struggles and failures. What made them saints was their willingness to repent, rise again and allow God to transform their lives.

*Sainthood is not reserved for priests and religious.* : A mother who lovingly raises her children, a father who honestly earns his living, a teacher who sacrifices for students, a worker who refuses corruption, and a person who forgives an enemy can all walk the path of sainthood.

*Sainthood is not about doing extraordinary things but doing ordinary things with extraordinary love.* : St Thérèse of Lisieux reminds us through her Little Way that holiness can be achieved through small acts of love in everyday life.

*We do not become saints by climbing over others but by lifting others.* : The ladder to sainthood is not a ladder of competition. It is a ladder of service. Every time we help someone rise, we take another step towards heaven.

*The saints are not only our models; they are our companions.* : The Church teaches that the saints are part of the Communion of Saints. They inspire us by their example and intercede for us through their prayers.

*3) Eight Steps, One Destination*

Imagine a person climbing a ladder. Every step takes that person closer to the destination. The same is true of the Beatitudes.
- When I become humble, I take one step towards heaven.
- When I show compassion, I take another step.
- When I control my anger, I climb another step.
- When I stand for justice, I climb another step.
- When I forgive, I climb another step.
- When I purify my heart, I climb another step.
- When I create peace, I climb another step.
- When I remain faithful in suffering, I reach another level of holiness.
But remember one important thing: We do not climb this ladder by our strength alone. God's grace enables us to take every step. Sainthood is both God's gift and our daily response to His grace.

*4) Questions for Personal Examination*

1. Am I humble or proud?
2. Am I sensitive to the suffering of others?
3. Can I control my anger?
4. Do I stand for truth and justice?
5. Am I ready to forgive those who hurt me?
6. Is my heart pure, sincere and free from hypocrisy?
7. Do I create peace or division wherever I go?
8. Do I remain faithful to God during difficult moments?

The Feast of All Saints is not simply a celebration of what others have achieved; it is an invitation to what we are all called to become. 

Don't just admire the saints. Become one!

"If I were to die today, which of these eight steps would I have successfully climbed, and which step must I begin climbing tomorrow?"

*Think about it*

*God bless you and your family. Praying for you and your dear ones*

*Fr Maxim DSouza*
*Jeppu Seminary*
*Mangalore*

THE BANK ACCOUNT OF HEAVEN

GOSPEL THOUGHTS *Ordinary Season  : 31st Week:  Saturday* *Gospel :  Luke 16:9-15* *First Reading : Philippians 4:10-19* *Responsorial Psalm...